Hi, I’m Yashavanth, the founder of Compoundly, a free online SIP calculator suite built for investors anywhere in the world who want clear, accurate insights into their systematic investment plans.
Who Is Yashavanth P?
I’m currently pursuing my finance studies, and for the past five years, I’ve been personally investing through SIPs (Systematic Investment Plans) alongside my coursework. That hands-on experience taught me something my textbooks couldn’t: most SIP calculators available online are either oversimplified or produce numbers that don’t hold up once you actually try to apply them to your own investing plan. As someone managing my own SIP investments while studying the underlying financial theory, that gap was hard to ignore.
Our Mission and Methodology
So I decided to build something better. I went back to the core formulas used in SIP return calculations — compound growth, step-up contributions, inflation-adjusted goal planning — and rebuilt them from the ground up. Every calculator is fully input-driven: you set your own contribution amount, expected return rate, time horizon, and step-up percentage, so the results reflect your specific numbers rather than a fixed regional assumption. That flexibility is what makes Compoundly useful whether you’re investing through a fund in your local market or comparing scenarios across different currencies and return expectations.
To take accuracy a step further, I brought in our in-house stock market analysis team to independently verify every calculation model against real compounding behavior and industry-standard financial formulas. This collaboration ensures that Compoundly isn’t just another generic percentage-based estimator — every projection is transparent, tested, and built on the same math that underlies real-world investment growth.
Calculators Built by Yashavanth P
Compoundly currently includes five dedicated calculators, each designed for a specific investing need:
- Regular SIP Calculator — project the future value of your fixed periodic contributions
- Lumpsum Calculator — estimate returns on a one-time investment
- Step-up SIP Calculator — plan for contributions that increase over time
- Goal Planner — work backward from a financial target to find the contribution amount you need
- Delay Cost Calculator — see exactly how much postponing your investment costs you in lost compounding
Today, Compoundly serves everyday investors around the world — students just starting their investment journey, working professionals planning long-term wealth, and beginners who simply want to understand where their money is headed. Because every input is fully adjustable, you can model your own contribution amount, expected rate of return, and investment period, and get results tailored to your actual plan rather than a one-size-fits-all estimate.
What sets this tool apart is the combination of three things most calculators lack together: academic grounding in financial formulas, real-world investing experience, and expert-verified accuracy. I built Compoundly because I needed it myself, and I continue to refine it because I believe financial planning tools should be held to a higher standard than most of what’s currently available online.
My mission with Compoundly is simple — to make SIP planning and investment calculations easy to understand, genuinely accurate, and accessible to every investor, wherever they are and whatever they’re investing in.
If you have questions about SIP investing, feedback on the calculator, or suggestions for new features, I’d love to hear from you. Compoundly is built for its users, and it keeps getting better because of the community using it.